Standard insurance doesn’t always account for the unique technology of electric vehicles. We’ve designed our policies to cover everything from high-capacity batteries to home charging equipment, ensuring you’re never left stranded.
Our mission is to accelerate the transition to sustainable transport by removing the risks. We provide comprehensive coverage that traditional insurers often overlook.
If you run out of charge or face a technical fault, our specialist recovery teams are trained to handle EV motors and high-voltage systems safely.
We offer more than just basic liability; we provide a safety net for the specific hardware that makes your electric vehicle run, ensuring your investment is fully protected.
Protection against liability if someone trips over your cable or if public hardware damages your vehicle’s port.
Coverage for your home charging unit against accidental damage, electrical surges, or malicious vandalism.
Special add-ons to protect the most expensive part of your car—the battery—from accidental fire or theft.
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We understand the difference between an ICE and an EV. Our team consists of experts who know exactly what it costs to repair high-tech electric components and battery arrays.
We’ve analyzed the most common risks for electric car owners to build a policy that covers every eventuality, from the garage to the highway.
Coverage for leased or owned batteries against accidental damage, fire, and theft up to the vehicle’s value.
Protection if someone trips over your charging cable while you are plugged in at home or at a public station.
Access to a network of approved garages with technicians certified to work on high-voltage EV systems.
Insurance against hacking of your car’s software or smart charging apps that control your vehicle.
Includes protection for your wallbox and integrated charging equipment against weather or electrical damage.
We prioritize eco-friendly courtesy cars so you can keep driving electric even while your car is being repaired.
Our comprehensive car insurance suitable for electric vehicles covers the following.
(for accidental damage, fire and theft)
(accident liability cover when attached to your car & accidental damage cover when in your car or garage)
(if policy bought direct from Ageas not through a broker)
(fitted as original equipment by the manufacturer)
Unlimited
£300
Optional
£300
(by our approved repairers - unlimited; by any other repairer - up to £100)
Your electric car's battery, whether it's leased or owned, is covered against theft or accidental damage. The cost of repairing or replacing the battery will be considered up to the write-off point of the vehicle.
Charging cables and your home charger are covered for accidental damage, fire and theft. You'll also be covered should someone trip over the charge cable while charging your car at home or away from home.
This covers you if your car is stolen, accidentally damaged or damaged by fire. You're also covered for claims made against you by other people for damage to their property or for bodily injury.
Third party, fire and theft This covers you if your car is damaged by fire or stolen, and if other people claim against you for injury or damage to their car or property. This doesn't include accidental damage.
This covers you if your car is stolen, accidentally damaged or damaged by fire. You're also covered for claims made against you by other people for damage to their property or for bodily injury. Comprehensive Plus offers some higher cover limits than Comprehensive, as well as some extras included as standard.
Unlike standard car insurance, we specialize in the unique needs of electric vehicle drivers. From battery health to high-voltage electronics, our policies are crafted by experts who understand the future of transport. We ensure that your transition to green energy is protected by a safety net that covers more than just the bodywork—we cover the technology that powers your life.
We offer three distinct levels of protection designed for the EV lifestyle:
1. Essential EV: Basic liability plus battery theft and fire coverage.
2. Advanced Shield: Includes home wallbox protection and cable liability cover as standard.
3. Total EV Care: Our premium tier featuring specialist EV roadside recovery, cyber-attack protection for vehicle software, and guaranteed electric courtesy cars during repairs.
We are expanding our network of EV-focused partners, including dealerships, fleet managers, and green energy consultants. By partnering with us, you can offer your customers industry-leading insurance products that are specifically optimized for electric models. Get in touch to discuss our broker programs, white-label opportunities, and how we can work together to support the electric revolution.
Below you can find information about our products, features and policy
Electric car insurance can be more expensive because this type of car cost more than conventional vehicles. They’re also equipped with technology that’s costly to fix or replace. Also, if you have an accident, it’s more likely to need a specialist repairer.
No. There’s no specific additional excess added for electric cars. The compulsory excess is set by your insurer. It’s based on make, model, age and condition of your car.
Whether you own or lease the battery in your electric or hybrid car, it’s covered for accidental damage, fire and theft. When you take out a policy, you need to let us know if you’re leasing the battery. If your car’s written off, it’s important that the payments for the car and battery go to the right place. If you own the battery, the value of the car and the battery make up the market value of your car.
Yes. We work with a network of approved repairers, who have the tools and technology to fix electric and hybrid cars.
You can choose to add Evinsurance.co Breakdown cover to your electric car insurance policy from as little as £20.99 per year2. We’ll always aim to fix faults there and then and if your battery goes flat, we can send out one of our vans with our handy mobile charger to give you a 10-mile boost, rather than towing you to the nearest charge station like other providers.
Yes, simply log in to your online account to make changes such as a change of address, change of vehicle or to add or remove a driver. No fuss, no phone call needed and open 24/7.
No, you don't. Specialist electric insurance policies are available. But Evinsurance.co Car Insurance covers electric vehicles as standard. So you don't need to worry.
We cover most fully electric vehicles, hybrids, plug-in hybrids and mild hybrids. Just enter your vehicle details when you get a quote and we’ll let you know if we cover it.
In general, we don't cover OTA updates as they're a modification to your car. But some of the insurers we work with have different policies on OTAs, so make sure you check your Terms & Conditions.ame
