At Evinsurance, we believe that the future of driving is electric. Whether you are commuting daily in your sedan, managing a long-range SUV for your family, or navigating the city in a compact EV, our annual insurance solutions are built for the long haul. With comprehensive policies tailored specifically for the technical needs of electric vehicles, you can enjoy 365 days of worry-free driving.
Evinsurance offers specialized yearly policies that cater specifically to the nuances of electric motors and high-capacity batteries. From private cars to executive fleets, our annual plans are designed to provide total peace of mind, year-round, ensuring your investment is protected against the unexpected.
No complicated paperwork or hidden fees. Get covered for the entire year in minutes with our streamlined online application process. Simply enter your vehicle details, choose your coverage level, and secure your policy with our competitive annual rates.
At Evinsurance, we reward sustainable driving. That’s why our annual car insurance options include specialized features that traditional insurers often overlook, ensuring your vehicle’s technology is protected from January to December.
Our annual policy covers your EV’s battery against accidental damage, fire, and theft for the full duration of your policy. Whether you own or lease your battery, we ensure you have the coverage needed to avoid high replacement costs and maintain your car’s performance.
An annual policy with us means your charging setup is always protected. We cover your home charging point and cables against accidental damage and vandalism, and provide public liability cover if someone trips over your cable while charging at home or away.
Standard recovery isn’t always equipped for electric cars. Our annual members get 24/7 access to specialist recovery teams trained in high-voltage systems, including “out-of-charge” recovery to the nearest compatible charging station as standard.
Getting your annual cover with Evinsurance is easy! Just follow these simple steps:
Below you can find information about our annual products, features, and policy:
Yes. Our annual policy includes comprehensive protection for your vehicle’s battery, whether you own it outright or lease it. It is covered against accidental damage, fire, and theft. Because the battery is the most valuable component of your car, we ensure its repair or replacement cost is factored into your total vehicle valuation.
While short-term cover is great for a few days, an annual policy offers long-term stability and better value. Key benefits include:
Lower Daily Rates: Annual premiums are significantly cheaper per day than temporary insurance.
No Claims Discount (NCD): You can build up a history of safe driving to lower your future costs.
Continuous Protection: You are covered for parked-car incidents (like vandalism or weather damage) 365 days a year.
Yes. When you buy your policy directly with Evinsurance, we include coverage for your home wallbox charging point. This protects you against accidental damage, electrical surges, and vandalism. We also provide Public Liability cover, which protects you if a member of the public trips over your charging cable while it is in use.
It works exactly like a standard car policy—but with "green" perks. For every year you drive your EV without making a claim, you earn a discount on your next renewal. Because EVs often feature advanced safety tech and regenerative braking, safe drivers can see significant premium reductions over time. You can also transfer your NCD from a previous petrol or diesel policy.
Don’t worry—we’ve got you covered. Our annual policies include specialist EV roadside assistance. If you run out of battery, we will send a recovery vehicle to take you, your car, and your passengers to the nearest functional charging station. Some of our premium plans even offer mobile "boost" charging to get you back on the road instantly.
Yes. We provide flexible payment options to help you manage your budget. You can choose to pay the full annual premium upfront to save on interest, or spread the cost over 10 or 12 monthly installments via Direct Debit. All our payment plans are transparent with no hidden administrative fees.